| Examples of Finished Areas | Comment |
| Living Room, Bedroom, Kitchen, Dining Room |
Must be in finished living space fully above grade. |
| Bathroom | Not including outdoor showers and baths that are not usable year-round. |
| Family Room, Den, Rec Room | Must be in finished living space fully above grade |
| Home Office |
Must be in finished living space. |
| Home Theater | Must be in finished living space. |
| Finished Attic | Must be heated/cooled for year-round use. At least half of the ceiling height must be 7 feet or more. Don't count any space where the ceiling is less than 5 feet. |
| Hallway |
Must be in finished living space. |
| Closet |
Must be in finished living space. |
| Pantry |
Must be in finished living space. |
| Stairway |
Including landings. Size counted as the opening in the floor at the top of the stairway. |
| Enclosed Balcony/Porch |
Must be in enclosed and usable year-round (heated/cooled). Walls, floors,ceiling should be consistent with main living areas of the home. |
| Laundry Chute/Dumbwaiter/Elevator Shaft |
Must be in finished living space. |
